1.The Claims Adjuster interviews the customer and any witnesses, inspects the damage done to the property and consults any official records (for example, police or medical reports). Sometimes Claims Adjusters consult with other professionals (for example, architects and construction workers) who can offer expert advice about a claim.
2.Insurance Claims Adjuster must have at least a high school diploma. Many insurance Claims Adjuster have a bachelor's degree. The degree can be in any discipline. Employers may lean towards a candidate who has a background in their industry or sector, such as law (liability or worker's compensation cases), medicine (life and medical claims) or business (financial loss claims).
3.Insurance Claims Adjusters work mainly for casualty and property insurance companies, but can work for commercial insurance, disability insurance, medical insurance or health insurance companies. Some work in the area of worker's compensation.
4.Some states have special educational requirements or require the successful completion of an examination. An adjuster may be able to work under their employer's (insurance company) license. The University of Central Florida offers an ACA (Accredited Claims Adjuster) pre-licensing course. Students who successfully complete the course get a Florida all-lines license and do not have to take the state exam. They may work in all insurance claim areas: worker's compensation, catastrophe and hurricane, automobile claims and liability and property.
5.Claims Adjusters must keep up-to-date on state and Federal laws, court decisions and new drugs and medical procedures. Any changes, amendments or advances may affect the handling of claims and or a policy's coverage.
No comments:
Post a Comment