According to the National Association of Public Insurance Adjusters, most states require public adjusters to be tested and licensed. In addition, public adjusters must follow state guidelines that outline their job and the claims process. Adjusters aren't allowed to handle bodily injury claims, car insurance claims or third-party claims
If you did spend time reading your policy from front to back, you may find it chock full of legalese. However, in cases of home or property damage, you can turn to public claims adjuster to decipher your policy and get a fair settlement with your insurance company. Public adjusters work for both individuals and businesses, but most cater to the individual policyholder.
An adjuster can arrange for a survey of the damage and help you file a complex claim. He may also help you find new living arrangements if your home is uninhabitable.
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