Tuesday, January 12, 2010

Public Insurance Adjusters are helpful in Insurance claim

Public insurance adjusters are the only category of insurance adjuster who work exclusively for you, the policyholder.

A public insurance adjuster represents the only category of adjuster that works exclusively for policyholders and never for insurance companies. This means there is no inherent conflict of interest when it comes to advocating on your behalf to the insurance company.
Public insurance adjusters will typically contact you after a disaster. Many people don't realize that the insurance company doesn't automatically pay their insurance claim. Instead, it's your responsibility to prove your claim in order to get compensated for a loss. When a disaster occurs, the insurance company has adjusters, building engineers, claims managers and supervisors, all representing their interests. Who do you have representing yours?

As you are trying to rebuild your home and stabilize your life, there is little time for learning the ins and outs of insurance to make sure you're not settling for less than you're entitled to. Public Adjusters can help by:
• evaluating your policy to help present the strongest possible claim to your insurance company;
• measuring & documenting damages to detail and prove your losses: your house, your belongings, your additional living expenses;
• negotiating on your behalf with your insurance company;
• advising you of your options and keep you informed every step of the way;
• settling your claim for the maximum amount

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