Public Insurance Adjusters works strictly for policy owners.

Public Insurance Adjusters gathers data on various insurance claims, processing and analyzing the information. He or she attempts to decide the authority of a claim, deciding whether or not an incident should be covered under a specific insurance policy. An insurance claim adjuster then negotiates compensation terms with the claimant. A claim which is not settled is usually brought to court, where an insurance claims adjuster may be required to provide expert indication and present reports to a judge for insurance settlements.

An insurance claims adjuster at a public firm provides services to the claimant rather than the insurance provider. Though their job responsibilities are the same, public adjusters attempt to bargain claims in favor of the individual and help in claim processing. Freelance claims adjusters are typically hired by insurance carriers that do not staff permanent adjusters.

More people are now turning directly to a Claims Adjuster when they have damage, but this is not the only time that they may be needed. In most States, a policyholder has up to five years to reopen a public insurance claim. In this case, a Claims Adjuster will reconsider the damage from a past claim and make a decision whether or not enough funds were given in insurance claim settlements. A large sum of policy holders are finding out that, in fact, they were not paid adequately for past damage and it is in their best interest, financially, to reopen the claim to try and recover those additional funds.

It is therefore important to find a good insurance claims adjuster who is ethical, up-to-date with insurance laws and has good negotiating skills. All States Public Adjusters have a vast network of public insurance adjusters all over the U.S.A. and have effectively brought about insurance settlements for their customers.