Difference between a public adjuster and an adjuster that works for the insurance company

The difference between a Public Claims Adjuster and an adjuster that works for the insurance company is very defined. Insurance company Adjuster works for, and is paid by, the insurance company. This means that they only have the Insurance Company's welfare in mind.Public Adjusters work strictly for policy owners and has only their best interests in mind.

More people are now turning directly to a Claims Adjuster when they have damage, but this is not the only time that they may be needed. In most States, a policyholder has up to five years to reopen an insurance claim. In this case, a Claims Adjuster will reconsider the damage from a past claim and make a decision whether or not enough funds were given in insurance settlements. A large sum of policy holders are finding out that, in fact, they were not paid adequately for past damage and it is in their best interest, financially, to reopen the claim to try and recover those additional funds.

It is therefore important to find a good insurance claims adjuster who is ethical, up-to-date with insurance laws and has good negotiating skills.