An insurance claims adjuster gathers data on various insurance claims, processing and analyzing the information. He or she attempts to decide the authority of a claim, deciding whether or not an incident should be covered under a specific insurance policy. An adjuster then negotiates compensation terms with the claimant. A claim which is not settled is usually brought to court, where an insurance claims adjuster may be required to provide expert indication and present reports to a judge for insurance settlements.
Many insurance claim adjusters find employment with companies which focus on property and casualty insurance services, though others find work with public firms or become autonomous freelance adjusters. An insurance claims adjuster at a public firm provides services to the claimant rather than the insurance provider. Though their job responsibilities are the same, public adjusters attempt to bargain claims in favor of the individual and help in insurance claim processing. Freelance claims adjusters are typically hired by insurance carriers that do not staff permanent adjusters.
The insurance claims industry offers several career options that will get you wherever you want to go.
ReplyDeleteDepending on your career path (property, medical, workers comp, etc.), you could interview claimants and witnesses, consult police and hospital records, and inspect damage to determine the extent and the liability (who pays what). Of course, there are different kinds of damage, work styles, and even specialties, so adjuster careers are varied.
Claims Career is a one-stop-shop for current or prospective claims adjusters. It offers everything a new-comer to the industry could need including training certification programs, information on career opportunities and career paths, and even a job board where you can search job openings or post a resume. Visit www.claimscareer.com today to take advantage of these resources to jump start your career in the claims industry today.