Public adjusters assist an insured who has had a loss in the preparation and presentation of the insurance claim. Public adjusters performs very valuable services to the insured by consulting with the insured on options available in their recovery, filling out forms, helping prepare inventory lists.
Public Adjusters work only on losses that involve property, such as homes, businesses and public buildings.Public Adjusters do not handle Bodily Injury losses, such as happen in an automobile accident. For assistance in those kinds of losses, consult a personal injury attorney.
Public adjusters usually have to be licensed adjusters, and are usually regulated by the Insurance Department of your state. Some states have special licenses for Public Adjusters. Public adjusters usually represent a client on a contingency basis. That simply means that they help present the claim documents to the insurance company and receive a percentage of the total amount of the insurance proceeds.
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